Not everyone is comfortable with asking for a better deal or for a lower rate. Or for a fee or penalty to be waived. It’s a process known as bargaining or “haggling,” and for many, it’s a lot easier to do that online rather than face-to-face in a store. It feels safer. And it’s a great place to practice your skills. Here’s a simple way to give online haggling a try: Once you’ve logged in and…