Ponca City, OK

Development Services – Who Can Buy Flood Insurance?

The simple answer is EVERYONE! If your home is in the floodplain, banks require that you purchase flood insurance for the life of your loan. Because of this, many people have come to believe that flood insurance is strictly for those homeowners. But anyone living in Ponca City can purchase flood insurance – and it’s a really good idea

Did you know that your standard homeowner’s insurance won’t cover flood damage? Even people who don’t live inside of FEMA’s floodplain can still be subject to flooding from local drainage problems, unusual weather conditions, or just plain bad luck. The good news is that you can buy flood insurance, and the even better news is that insurance for properties outside the floodplain is significantly cheaper.

Call 767-0326 or stop by City Hall today to talk with one of our knowledgeable staff about your flood risk, anything you can do to protect yourself or your home, and any financial help that might be available.

Contact: Chris Henderson, Development Services Director, 767-0383

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